Our Services
The financial management process at Pinnacle Asset Managment
begins with an in-depth evaluation of your current financial
situation. Once we've established your overall objectives, we’ll
focus on your specific goals.
With changing economic conditions and market swings, we advocate
investing sensibly over the long run. We work with you side
by side so that you’re confident in and comfortable with the
financial suggestions we make.
The following is a list of some of the services we offer.
Investment Planning
In the investment planning process, we focus on your unique
situation and goals, risk tolerance and income tax considerations
to design a portfolio that fits your needs.
Retirement Planning
Based upon the amount of retirement income desired,
we develop an investment plan that takes into consideration
your risk tolerance, inflation and tax planning needs. Our objective
is to help you obtain the financial security desired during
retirement while enhancing return and protecting capital.
Estate Planning
We provide guidance in the estate planning area by determining
your current estate liquidity and estate tax obligations. We
will make recommendations regarding the basic structure of your
estate and how you may maintain liquidity and reduce your estate
tax burden in the future. Should the need arise for management
of your estate in the event of death, we will assist your heirs
in accordance with your instructions and our knowledge of your
financial plan.
Risk Management Analysis
In an attempt to identify and uncover financial risk
for your particular situation, we address the area of insurance
if there is a need to transfer risk to someone else. This process
involves determining the amount of need and then deciding among
a multitude of competing policies and companies to transfer
the risk to.
Tax Planning
In the tax area, we study your present situation and
your projected tax burden. We then will employ sound tax-saving
procedures that will reduce your tax burden as well as defer
some of the taxes to later years, if this is in your best interest.
As your situation dictates, we work closely with accountants
to help coordinate your overall tax planning efforts.
Educational Planning
We assist you in planning for these future outlays
by analyzing your overall financial picture and identifying
resources to use for this purpose. Our analysis will determine
the appropriate amount to set aside each year to fund your children's
education, and the correct benefits to meet this goal.
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